In general, third-party vehicle insurance compensates for the damage caused by accidents to cars, as well as its occupants and third parties. Therefore, car insurance can be divided into three groups:
Third party insurance
Third-party insurance compensates third parties for damages in both financial and material terms.
A: The purpose of financial loss in third-party insurance
Losses due to insurance incidents subject to this law will be entered into third party property.
Note 1:
Who is a third party: Anyone who suffers physical and financial losses due to vehicle accidents subject to the insurance law of a third party, with the exception of the driver of the incident, in the sense of this third law.
B: The purpose of physical damage in third-party insurance
Any damages or damage caused by injury, fracture, defect, disability (partial or total, temporary or permanent), or third-party deed due to accidents subject to insurance under this law.
Note 2:
The damages will be compensated by the documents and documents of the damages case and the verdict issued by the courts and up to the amount of the bonds purchased and included in the third-party insurance cards.
Note 3:
In third-party insurance, the death penalty for a full member of each year is based on the judiciary's resolutions, based on the equivalent of the minimum religious rival of a Muslim's Diyah in the foreseen months, and according to the cheapest kind of diyah that is the same camel in normal months, 100 camels And if the accident and death of both are forbidden in the month, the total Diyat ceiling of a Muslim man rises from 100 camels to 1/3 (ie, 133 camels). The forbidden months are:
(Muharram, Rajab, Zayedeh, Dhihjah)
Note 4:
Third-party insurance Financial commitment: At least 2.5% of a diy is a Muslim man in the month of haram.
C: Definition of incident in the Third Insurance Act (Third Party Insurance)
Third-party insurance means any incident such as an accident, accident, fall, overturning, fire or vehicle explosion of the subject matter of this article, as well as any damage caused to third parties by the supplies of the aforementioned equipment.
Vehicle Insider Insurance
Third Party Insurance Compensation for car occupants is mainly purchased by a third-party third-party insurance policy for a third-party driver who is not a third-party driver.
Motor Vehicle Insurance Obligations
Together with a third-party insurance policy, you will be presented with an insurance card and there is no need to buy a separate insurance policy. In addition, it is recommended that all insurers be given a pay-as-you-go liability and compensatory damages, in accordance with the above-mentioned obligations, in relation to the purchase of their acceptable and desirable obligations. Take action. In such a way as to be able to recover damages and heavy gulls when required by the insurer.
It should be clarified that the death penalty for a member of an insurance policy is not related to third-party insurance obligations and is not calculated in accordance with the Diat's law.
The following are excluded from the Third Party Insurance Policy:
1. Damage caused to the vehicle causing the accident
2. Damage caused to the vehicle caused by the accident
3. Direct or indirect damage caused by nuclear and radioactive radiation
4. Damage resulting from a criminal conviction or payment of a crime
Non-Liability Discount Schedule Third-Party Insurance
10% start of the second year
15% start of the third year
20% start of the fourth year
30% start of the fifth year
40% start of the sixth year
50% start of the seventh year
60th Start of the Eighth Year
70th Start of the Ninth Year
